Group Plan: Point of Service

The Dean Health Plan Point of Service (POS) plan allows members to choose their own physician, while providing the comprehensive benefits of managed care:

• High-quality health care.
• Wellness and preventive programs.
• Lower out-of-pocket costs and no paperwork when using Dean Health Plan providers.

Members are free to see the doctors of their choice, regardless if they are Dean network providers. Members are not required to choose a primary care provider and no referral is needed to see a specialist. However, when a member receives care from a Dean network provider they will enjoy lower out-of-pocket costs. And, of course, staying within our network also means no claims for a member to file.

Many services, including routine office visits, preventive care, diagnostic procedures, oral surgery, chiropractic, podiatry and fertility treatments do not require prior approval.

To take advantage of the higher benefit level, many Point of Service members choose Dean providers for routine care, with the comfort of knowing that they will be covered should they ever need to see a specialist outside of our network.